financial targets
financial targets 2023-2026
In the annual report for 2024, Bank Leumi published its financial targets for 2025-2026.
The Bank’s growth strategy focuses on key strategic segments, among them are infrastructure, real estate, commercial lending, and mortgages. In parallel, Leumi continues to implement advanced technological solutions, strengthening its competitive edge and supporting ongoing improvement in its cost-efficiency ratio, one of the best globally.
These strategic priorities are reflected in the Bank’s financial targets.
| Targets 2025-2026 | Results 9M 2025 |
|---|---|---|
ROE | 15% - 16%* | 16% |
Net Profit BN NIS | 9 - 11 | 7.7 |
Credit Growth | 8% - 10% Annual | (YTD) 8.8% |
Payout Ratio | At least 50%* | 56% |
Capital return = cash dividend and share buyback
*ROE and capital return targets are both subject, among other things, to the removal of restrictions on capital distribution set by the Bank of Israel
And the Bank of Israel’s instructions. Macroeconomic assumptions: Annual CPI averaging 2.5-3.0% and an average BOI interest rate of 3.75-4.25%.