Financial Targets
Financial Targets 2026-2027
In the annual report for 2025, Bank Leumi updated its financial targets for 2026-2027.
The Bank’s growth strategy focuses on key strategic segments, among them are infrastructure, real estate, commercial lending, and mortgages. In parallel, Leumi continues to implement advanced technological solutions, strengthening its competitive edge and supporting ongoing improvement in its cost-efficiency ratio, one of the best globally.
These strategic priorities are reflected in the Bank’s financial targets.
On March 30, 2026 the targets below were updated in accordance with the special tax.
For further info see immediate reports here>
Metric | 2026 | 2027 |
|---|---|---|
Net Profit | NIS 9-11 BN | NIS 10.5-12.5 BN |
ROE* | 15.25%-13.75% | 16.5%-15% |
**Credit Growth | 10%-8% | 10%-8% |
*Capital Return | 65%-50% | 65%-50% |
Capital return = cash dividend and share buyback. All targets are in annual terms.
Macroeconomic assumptions: Annual CPI averaging 1.8-2% and an average BOI interest rate of 3.2-3.7%. Targets are based on the regulatory instructions in effect as of the publication date of the 2025 financials, including assumptions that during 2026-2027, the impact on the Bank’s results regarding the benefits program will be similar to those in 2024-2025. Targets also include a special tax imposed on the banks under the 2026 state budget framework.
* ROE and Capital Return targets are both subject, among other things, to the removal of restrictions on capital distribution set by the Bank of Israel and the Bank of Israel’s instructions.
** The credit growth target reflects the activity environment and the scope of known infrastructure projects at the time of the publication of the 2025 financials. A significant expansion of national infrastructure investments beyond current estimates may support higher growth than the current target.
Bank Leumi's 2025 performance – strong delivery against 2025 targets.
Metric | 2025 Financial Targets | 2025 Results |
|---|---|---|
Net Profit | 9-11 Bn NIS | NIS 10.3 Bn |
ROE | 16%-15% | 15.8% |
Credit Growth | 10%-8% | 14% |
Capital Return | 50% Minimum | 58% |
Capital return = cash dividend and share buyback. All targets are in annual terms.
Bank Leumi Le-Israel B.M.
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